Flood insurance is a necessity in times of increased flooding
Whether you live in Freeport, Hempstead, Long Beach or Long Island you know that the risk of a flood is ever present and the related destruction and damage can be devastating. It is also well documented that floods are the number one natural disaster in the USA and are responsible for more losses than any other type of natural disaster. In fact past losses have been so severe that most home insurance policies do not cover flood damage and to protect yourself you need a separate flood insurance policy.
Flooding in the USA is on the rise and flood insurance is more than important, it is a necessity.It is also well documented that floods are the number one natural disaster in the USA and are responsible for more losses than any other type of natural disaster. You don’t have to live in a flood zone to be at risk. Floods can affect anyone anytime. At least a quarter for flood damage claims are from people who live outside the so-called flood zones. Denis Miller Insurance agency specializes in flood insurance and can help you get the required policies to protect your financial interests in the event that you suffer flood damage.
The US Congress created the National Flood Insurance Program (NFIP) in order to provide homeowners with financial protection in the event of flooding. The NFIP offers flood insurance to homeowners, renters as well as business owners whose communities participate in the program. If your community participates in the National Flood Insurance Program you automatically qualify for coverage and coastal problems, previous claims, cancellations, and non-renewals won’t disqualify or complicate matters.
Whether you own an expensive waterfront home, a coastal holiday home or a normal family home Denis Miller can tailor insurance solutions to match your situation. These include home owners insurance, flood insurance, auto insurance as well as private and commercial insurance.