Proper flood and home insurance gives you peace of mind
Home insurance does not normally include flood insurance and this is an important aspect you need to check in your homeowner’s policy. It is well known that flooding is the country’s number one natural disaster risk. If your community participates in the NFIP (National Flood Insurance Program) then you could qualify for flood insurance from the Federal program.
It is a good idea to contact an agent that is connected to or understands fully how the NFIP works. Dennis Miller Insurance serves the communities in Freeport, Hempstead, Long Beach, and Long Island. They are home and flood insurance specialist who can assist you with the cover you need to protect your property and your related financial investments.
This way you will get the right flood insurance that covers you for losses as a result of
- Overflow of inland waters
- Overflow of tidal waters
- Runoff of surface waters
- Mudflows
They will also advise you about specifics that are not included in your flood insurance. Some examples could be landslides, sinkholes, and subsidence.
Apart from flood insurance you also need sound home insurance that will cover you for general risks such as fire, theft, and accidents. A good dose of liability insurance should be Includes in your homeowner’s policy to cover you for liability claims that could result from an accident or mishap in your home.
When you deal with a reputable agent you can be sure you are covered for your main risks. Then you won’t need to worry about questions such as:
- Am I insured in the event of an earthquake?
- Am I insured in the event of a mudslide?
- What is the insurance-related difference between a mudflow, mudslide, and landslide?
Knowing that your home and property is adequately covered for major risks will give you the peace of mind you need and deserve.