Homeowners and property insurance from a trusted source
When you own a property you have to have homeowners insurance, but we all want property insurance that is affordable and cost-effective. You want the maximum coverage for the lowest rate and you want it from a top-rated carrier.
Dennis Miller Insurance offers best value property insurance in Nassau County, Oceanside, Suffolk County, and Westbury. Since they have access to the best carriers in the country they can source the best homeowner’s policy for your situation. Even if you live within a mile from the coast a professional independent agent can still negotiate competitive rates for your property insurance.
Home owner’s insurance rates can vary widely depending on a number of factors such as coverage selections, location, credit history, claims record and deductibles. An independent agent will obtain proposals from different A+ carriers, weed out unnecessary coverage selections and choose your deductibles intelligently. You can get substantial premium discounts in exchange for higher deductibles.
When you live close to the coast a number of additional factors can influence your rate. These include elevation and distance to water. Ensure you provide your agent this information in order to negotiate the best possible rates. You may also need to have a flood policy in place in order to qualify for normal property insurance. A smart thing to do will be to seek out a trusted and reliable agent who understands insurance requirements in your area. Provide your agent with all the relevant facts and then let him or her get to work and source you the best value property insurance possible.
This way you will know you are adequately covered, come floods, rain or snow.
he most important thing is to find a knowledgeable agent that you can trust, tell him your story and let him get to work.