Homeowner’s insurance covers your home, contents and liabilities
Insuring your home and content is an important part of protecting your financial interests in the event that something bad happens. Homeowners insurance is not only meant to cover your buildings and structures, but also your contents, possession and liabilities. Your real estate is such as valuable and huge investment that you need to be 100% sure you have the best value home insurance possible.
Dennis Miller Agency can help you with proper and cost effective home insurance in Nassau County, Oceanside, Suffolk County and Westbury. As an independent and family run business they work for you and ensure your interests are put first. Independent agents also have access to a number of top carriers and they can source the best homeowners insurance to match your needs and your budget. When it comes to home insurance you need to keep in mind that flood insurance is not normally part of the deal and you will need to get a separate policy to cover you for possible flood damage.
You want the peace of mind knowing come wind, rain, fire, theft or some other misfortune; you are covered and will be adequately compensated for your losses. Any serious damage to your property can amount to a substantial amount of money and you don’t want to get the short end of the stick when it comes to claims and settlements. Any serious property damage can also disrupt your life and necessitate that you and your family find alternative accommodation whilst your house is repaired and restored. This can be costly and will want to be sure you are covered for alternative living arrangements.
Accidents in and around the home also happen and they can result in substantial civil and liability claims. Liability insurance should be an integral part of your homeowner’s policy. When you deal with a trusted and respected independent agent you can be confident all the important dots and teas are connected and that you won’t be left in the lurch when you need to claim.