Business insurance covers your commercial risks
As a business owner or manager, you have many things to deal with on a daily basis and you should not still have to worry about insurance issues. If you have a business in Freeport, Hempstead, Long Beach or Long Island you can leave commercial insurance needs in the professional hands of Dennis Miller. When you deal with a reliable and independent agent you can be confident that your business insurance is sound and that your vested interests are protected.
We live in a dangerous world and there are risks all around us. There is only one economical and sensible way to protect your business and yourself against severe financial losses and that is through proper commercial insurance. As a businessman in New York, you cannot afford to have toxic business insurance. Commercial insurance is a complex field and there are many options and choices. The only way to have sound business insurance is to deal with an insurance expert who can tailor a commercial package that addresses the real risks of your business activities.
Business insurance at its core should cover your assets and your liabilities. This coverage should be effective for specified events such as fire, theft, vandalism, accidents, fraud, floods and other events that could reasonably occur. Unfortunately, there is not a one covers all policy and your insurance will be spread across different policies. Each policy deals with a specific set of assets and possible events.
Some examples of business insurance include
- Property insurance
- Business owner’s policy
- General liability
- Commercial auto
- Workmen’s compensation
- Group medical
- Builders insurance
- Marine insurance
- Flood insurance
- Professional indemnity
- Errors and Omissions
- Umbrella insurance
As you can see it becomes quite difficult to figure out which mix and match of policies is right for your business. The best way to deal with this is to discuss your business insurance requirements with a professional and independent agent who will ensure your best interests are looked after.